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Annuity News

Minimum Gurantees - Explained
08/31/2010

Minimum guarantees
The minimum guarantee in a Fixed Indexed Annuity serve as a safety net for the investor.  A minimum guarantee is kept track of in a separate account for you the investor.& [ ... ]


The Case for Fixed Indexed Annuities
08/31/2010

Why are people suddenly starting to invest more an more money into Fixed Indexed Annuities.  The answer is because it makes a lot of sense in this type of rate environment.  People th [ ... ]


Other Articles

Equity-Indexed Annuity Examples

An example of an equity-indexed annuity linked to the S&P 500:  This annuity has a base rate of 3% and an upside cap of 9%. In this example if the S&P 500 goes up by 25% you will earn 9%.  However, if the S&P 500 goes down by 15% you will still earn your 3%; if the S&P 500 goes up by 6% you will still earn 6%. At the end of the term you can pull out your principal as well as all interest you earned.

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